Thursday, April 9, 2020

Car registration/plate and car insurance?

Leann Villalta: Your grandma cannot insure your car. She does not have an insurable interest in it. What you want to do borders on insurance fraud. You would be providing false information to avoid paying the correct amount for your insurance. Insurance is expensive for 19 year old drivers.

Ira Porietis: Sorry kid, ot going to help you commit fraud.

Eliseo Luma: You can register it to her but you have to be listed as the primary driver. So you save very little if any. Your not going to beat the insurance co they've heard it all.

Donte Schoenhals: 1

Justin Casten: Committing insurance fraud at 19 is pretty foolish, lol.

Tosha Tawney: Your not going to beat the insurance co they've heard it all.

Donovan Stallons: For grandma to insure it, then you would have to put the title into grandma's name, not yours. Do you live with grandma? If not, then insurance must know where the car will be parked. Either way, you must list yourself as the p! rincipal or main driver, since you will be driving it. To try and avoid paying more by putting grandma as the owner, could make you UNINSURED, since if in an accident and insurance finds out that you was either not listed or as the main driver is called misrepresentation, or fraud, thus your auto policy becomes void....Show more

Victor Macallister: (My grandma has been driving for years, although at the moment she does not have a car of her own or insurance).

Houston Venezia: Grandma can put the car in her name and insure it but it won't make any difference in rates because she will have to tell the insurer who the principal driver will be (you). The insurance will be rated on you, the main driver, not on the owner.If you lie to the insurer, the insurance won't be be valid and you will be subject to insurance fraud charges. Not that it makes any difference for the same reasons stated above but What makes you think that your parents need a license to insure a ca! r? All anyone needs to insure a car is to have an "Insurable! interest" in the car. A drivers license is only required to DRIVE, nothing else !...Show more

Jarrod Darnall: You are paying higher rates based on the risks you present. It would be less if you were an additional driver on grandma's car, with her being primary and you using is occasionally and living at grandma's house.But with your own address and you, not grandma being the primary driver, it isn't going to save you any money.That's part of the cost of vehicle ownership. If you are under age 25 it gets expensive, especially to start. If you go a year without accidents or tickets it may drop, and at age 25 your risk drops also....Show more

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